PIONEER CREDIT UNION LTD
Middlesbrough's Community Bank
Welcome to our website. Here you will find all sorts of information about our credit union, how we work and how we can work for you. If you live in the Middlesbrough authority area then you can join us and take advantage of our savings accounts and low cost loans as well as many other benefits.
Take a look around to find out more or contact us today to see how you can become a part of our credit union.
Anyone living or working in the Middlesbrough authority area, or with a direct link to Fabrick Housing Group, can become a member and start to save money today.
Joining Pioneer is quick and easy. We have a wide choice of customer contact points and times across the town.
Turning Rainy Days into Sunny Days
It's really easy to save with Pioneer. You can save in several ways, and from as little as £1 a time.
We currently have two types of account, our normal saving account or a Christmas Saving option. You can access savings in your normal account at any time, provided you don't have a loan with us still outstanding. Savings paid into the Christmas Saving account can't normally be accessed until before Christmas. Lots of members love this because they know it's out of reach and will be there when they most need it.
If you need to borrow money, it makes sense to borrow it in the cheapest way possible. Pioneer offers members who save with us regularly the opportunity to access a loan at an affordable rate of interest, with no hidden charges or fees.
Our interest rate for loans is just 19.6% APR (1.5% per month on a reducing amount). Basically the higher the APR, the more you pay for credit.
Compare our interest and charges to some other lenders and you will see just how much money you could save.