Blackburn, Seafield and District Credit Union was formed in 1994. 

It was originally set-up to serve the residents in the villages of Blackburn and Seafield.  We now serve anyone who lives or works in the towns and villages to the west of Livingston including Harthill and Eastfield in North Lanarkshire.

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Our Aims:

• to encourage saving

• to provide loans at affordable rates of interest

• to provide our Members with help and support on managing their financial affairs

Credit Unions are registered and regulated by the FSCS (Financial Service Compensation Scheme) and must submit regular financial reports to the FSA .  By Law, Credit Unions must be insured against fraud or dishonesty to protect Members savings.

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Credit Unions are covered by the Financial Services Compensation Scheme (FSCS).  The FSCS can pay compensation to members when a Credit Union is unable to meet its financial obligations.  Most Members, including individuals and small businesses, are covered by the scheme.

In respect of savings, a member is entitled to claim up to a maximum of £85,000. 

This limit relates to the combined amount in all the Members account with the Credit Union, including their share of any joint account.

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For further information about the scheme (including the amounts covered and eligibility to claim) please ask at your local branch, refer to the FSCS website or call 0800 678 1100.