Blackburn, Seafield and District Credit Union was formed in 1994.
It was originally set-up to serve the residents in the villages of Blackburn and Seafield. We now serve anyone who lives or works in the towns and villages to the west of Livingston including Harthill and Eastfield in North Lanarkshire.
to encourage saving
to provide loans at affordable rates of interest
to provide our Members with help and support on managing their financial affairs
Credit Unions are registered and regulated by the FSCS (Financial Service Compensation Scheme) and must submit regular financial reports to the FSA . By Law, Credit Unions must be insured against fraud or dishonesty to protect Members savings.
Credit Unions are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to members when a Credit Union is unable to meet its financial obligations. Most Members, including individuals and small businesses, are covered by the scheme.
In respect of savings, a member is entitled to claim up to a maximum of £85,000.
This limit relates to the combined amount in all the Members account with the Credit Union, including their share of any joint account.
For further information about the scheme (including the amounts covered and eligibility to claim) please ask at your local branch, refer to the FSCS website or call 0800 678 1100.
Help make a difference by volunteering.
The Credit Union needs more volunteers to help at collection points and strengthen the Management Committee to enable it to meet changing regulations and push the Credit Union forward.
Bring along your own skills, learn new skills and make new friends.
We provide the tea and biscuits!
We can also help you gain the skills and confidence to return to work or further education by learning e.g. face-to-face customer service, telephone, cash handling, computer skills.
The Credit Union is always looking for new volunteers to help us develop and keep providing up to date services for our Members.
Get in touch, we’d love to hear from you!